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Legal Notice for Recovery of Money – Drafting Tips & Sample Format
- The Law Gurukul
- Jul 8
- 2 min read
When someone owes you money and refuses to repay, sending a legal notice for recovery of money is the first formal step before filing a lawsuit. A well-drafted notice can often prompt payment without going to court.
Why Send a Legal Notice for Money Recovery?
Creates official record of your demand
Shows seriousness of your intent to take legal action
Often leads to settlement without litigation
Required before filing certain types of lawsuits
Key Elements of an Effective Money Recovery Notice
Clear Identification of parties (you and the debtor)
Exact Amount Owed with calculation if applicable
Details of Transaction (date, purpose, agreement terms)
Payment Deadline (typically 15-30 days)
Consequences of Non-Payment (legal action specified)
Proper Format as per legal requirements
Sample Legal Notice Format for Money Recovery
How to Send the Notice?
Draft carefully using the above format
Print on plain paper (no stamp paper needed)
Send via Registered AD/Speed Post
Keep proof of delivery (postal receipt)
Optional: Send via email as additional proof
What If the Debtor Doesn't Respond?
If payment isn't received within the notice period:
You can file a civil suit for recovery under Order 37 of CPC
Consider alternative dispute resolution (mediation/arbitration)
For larger amounts, consult a lawyer for summary suit
Pro Tips for Effective Money Recovery Notices
✔ Be specific about amounts and dates
✔ Keep tone professional (avoid threats/abuse)
✔ Attach supporting documents if available
✔ Mention applicable interest rate if agreed
✔ Set reasonable deadline (15-30 days)
When to Consult a Lawyer?
Consider professional legal help if:
Debt exceeds ₹10 lakhs
Debtor is avoiding service of notice
Complex transaction history
Need to file a summary suit
Need Help Drafting/Sending a Notice? Consult a Debt Recovery Lawyer
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